Open Enrollment runs October 15 to December 7

Medicare has four parts, a dozen acronyms, and one deadline. Let’s get through it together.

You tell us what doctors you want to keep and what prescriptions you take. A licensed agent reviews the plans we offer in your county and explains the trade-offs in plain English. You decide what to do next — or decide to do nothing at all.

Licensed in [states not set]
No cost for the consultation
We don’t enroll anyone over a single phone call

Request a plan review

Takes about a minute. A licensed agent will call you back.

First name

Last name

ZIP code

Phone number

Email address

Year you were born

Are you already enrolled in Medicare Part A and Part B? Yes No Not sure

Best time to reach you (optional)

By submitting this form, you agree that a licensed insurance agent may contact you about Medicare plan options.

I agree that [agency name not set] may call and text me at the phone number I provided, including with an automatic telephone dialing system or a prerecorded or artificial voice, about Medicare plan options. I understand my consent is not a condition of purchasing anything, that message and data rates may apply, and that I can revoke this consent at any time. .

We’ll never sell your information to unrelated advertisers. is a licensed insurance agency.

What we’ll actually talk about

Most Medicare conversations go wrong because they start with a plan instead of with you. Ours starts with four questions.

01

Your doctors.

Which physicians and specialists you want to keep seeing. Network rules differ sharply between plan types, and this is the single most common reason people regret a switch.
02

Your prescriptions.

The exact medications and doses. Drug coverage lists vary by plan and change every year, including on a plan you already have.
03

How you want to pay.

Some people prefer a lower monthly premium and pay more when they use care. Others prefer the reverse. Neither is wrong; they suit different lives.
04

Travel and timing.

Whether you spend part of the year in another state, and which enrollment window you’re actually in. These two change the answer more than people expect.

The three directions most people choose between

These are the structures, not specific plans. Your agent will tell you which of these we offer where you live.

Medicare Advantage (Part C)

Private plans that bundle your Part A and Part B coverage, usually with drug coverage included. They work through a network of providers, and what they cover beyond Original Medicare varies by plan and by county.

Medicare Supplement (Medigap)

Works alongside Original Medicare to cover some of the costs Medicare doesn’t. Standardized into lettered plans, so a Plan G from one company covers the same things as a Plan G from another — the price and the service are what differ.

Part D prescription drug coverage

Standalone drug coverage for people on Original Medicare. Each plan has its own list of covered drugs and its own pharmacy network.

Which of these makes sense depends on your doctors, your prescriptions, and your budget. That’s the whole conversation.

When you can make a change

Window	Dates	Who it’s for
Initial Enrollment Period	The 7 months around your 65th birthday — 3 before, your birthday month, 3 after	Anyone newly eligible
Annual Enrollment Period	October 15 – December 7	Anyone wanting to change plans for the following year
Medicare Advantage Open Enrollment	January 1 – March 31	People already in a Medicare Advantage plan

There are also Special Enrollment Periods for life events like moving, losing employer coverage, or a plan leaving your area. If something has changed for you, ask — you may have a window open right now.

How it works

You send the form.

Name, contact, ZIP code. We don’t ask for your Medicare number, your Social Security number, or your medical history on this page — and you should be wary of any site that does.

A licensed agent calls you.

Usually the same business day during open enrollment. The call is recorded, as required for Medicare sales calls.

You get a straight comparison.

What we offer in your county, what it covers, what it costs, and where the catch is. If nothing we offer beats what you already have, we’ll say so.

You decide.

If you want to enroll, the agent handles the paperwork. If you don’t, that’s a perfectly normal outcome and nobody will hound you.

Questions people ask

Does this cost me anything?: No. We’re paid by the insurance company if you enroll in one of their plans. Your premium is the same whether you use an agent or sign up on your own.
Will I get called twenty times a day?: No. One agent is assigned to you. If you tell us to stop, we stop, and we keep a record of it.
Do I have to switch plans?: No. A fair number of our reviews end with “stay where you are.” That’s a legitimate result, and we’d rather tell you that than move you into something worse.
Why do you need my ZIP code?: Medicare plans are sold county by county. Without your ZIP we genuinely cannot tell you what’s available.
Why don’t you ask for my Medicare number?: Because we don’t need it to have this conversation, and because a web form is the wrong place for it. If anyone online asks you for your Medicare or Social Security number before you’ve spoken to a licensed person, close the tab.
What if I’m not turning 65 for a while?: Reach out anyway. Knowing what your window is and what you’ll need to decide is useful six months early and stressful six days early.